The Role of Financial Inclusion and Lifestyle in Improving the Quality of Financial Management

Authors

  • Didik Priyo Sugiharto Malangkucecwara College of Economics

DOI:

https://doi.org/10.55927/eajmr.v4i12.526

Keywords:

Financial Inclusion, Lifestyle, Financial Management

Abstract

This study investigates the relationship between lifestyle and financial inclusion on individual financial management practices. The analysis reveals significant yet counter-intuitive findings regarding the role of financial inclusion in financial management practices. The main finding indicates that lifestyle has a substantial influence on financial management, while financial inclusion shows a statistically insignificant effect (β = 0.048, p = 0.225). This study discusses the theoretical and practical implications of these findings, supported by previous empirical studies that have shown consistent patterns across various population contexts.

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Published

2025-12-29